Sound legal advice and support to take the stress out of conveyancing

With fluctuating house prices, the increased cost of living, rising interest rates and wages lagging behind, it is becoming increasingly difficult for some to save for a deposit and get a foot on the property ladder. This is why the option of Shared Ownership housing is becoming increasingly attractive.
Shared Ownership schemes were introduced by the Government to ease the burden of securing a full mortgage on a property, by allowing eligible buyers to initially purchase a share of the property (around 25% – 75%) with the remainder being owned by a recognised Housing Association to whom you will pay subsidised rent.

Call us today


How can Sweeney Miller Law help?

It is important to note that while Shared Ownership is a cost-effective way to purchase property, it often also comes with more technical conveyancing challenges than a straightforward sale. The schemes must comply with strict Government guidelines, so having an experienced property solicitor on your side will help keep the process as smooth, hassle free as possible and will avoid any subsequent potential issues with the transaction.


At Sweeney Miller Law, our skilled conveyancing team has supported many Shared Ownership buyers secure their dream home, by offering straight-forward advice and guidance throughout the process. We can advise and guide you on all aspects of the Shared Ownership conveyancing process including:


  • Reviewing contracts, mortgage offers and Stamp Duty Land Tax (SDLT) returns to ensure that they comply with Shared Ownership scheme requirements
  • Liaising with the Housing Association and any other parties
  • Liaising with the Land Registry
  • Advising you on your rights as a Shared Ownership buyer
  • Advising on the sale of Shared Ownership properties, should you decide to move on

The combination of our conveyancing team’s expertise and our sophisticated case management system means that we can ensure that we offer a high quality, efficient and transparent service throughout your transaction, keeping you up to date at every step.


To speak to a member of our specialist conveyancing team, call us on 0345 900 5401, email or use our contact form.

Shared Ownership FAQs

To be considered eligible for a Shared Ownership property, you must meet both of the following criteria:

  • Your household income is maximum £80,000 per annum (£90,000 in London)

  • You cannot afford the deposit and mortgage payment for a home that meets your needs

You must also meet at least one of the following conditions:

  • You are a first-time buyer

  • You used to own a home but cannot afford to buy one now

  • You’re forming a new household - for example, after a relationship breakdown

  • You’re an existing shared owner, and you want to move

  • You own a home and want to move but cannot afford a new home that meets your needs

There are some further conditions or priorities given in certain circumstances for example: existing homeowners, older people, disabled people, members of the armed forces.